PT GoTo Gojek Tokopedia Tbk (GoTo) merupakan ekosistem teknologi terbesar di Indonesia yang lahir dari penggabungan strategis dua platform pionir, Gojek dan Tokopedia, pada 17 Mei 2021. Sebagai entitas hasil merger unicorn terbesar di tanah air, GoTo mengintegrasikan layanan on-demand, e-commerce, dan teknologi finansial dalam satu ekosistem yang kohesif. Perusahaan ini berkomitmen untuk mendorong pertumbuhan ekonomi digital yang inklusif dengan memberdayakan jutaan mitra pengemudi, pedagang, serta konsumen di seluruh wilayah operasionalnya.
GoTo membawa misi utama untuk “Mendorong Kemajuan” (Go the Distance) bagi seluruh elemen dalam ekosistemnya. Visi perusahaan berfokus pada penciptaan dampak sosial yang berkelanjutan melalui pemberdayaan ekonomi masyarakat. Dengan semangat kolaborasi, GoTo berupaya menghadirkan solusi teknologi yang memudahkan kehidupan sehari-hari masyarakat sekaligus membuka akses yang lebih luas bagi pelaku UMKM untuk bersaing di pasar digital global.
Layanan GoTo mencakup spektrum yang luas, mulai dari transportasi on-demand dan pengiriman makanan melalui Gojek, hingga platform belanja daring yang komprehensif melalui Tokopedia. Selain itu, lini bisnis teknologi finansial GoTo Financial menyediakan solusi pembayaran digital, pembiayaan, serta layanan keuangan bagi konsumen dan pelaku usaha. Integrasi ketiga pilar ini menciptakan pengalaman pengguna yang mulus dalam memenuhi kebutuhan harian dan transaksi finansial dalam satu naungan platform.
Keunggulan utama GoTo terletak pada skala ekosistemnya yang masif dengan valuasi yang mencerminkan kepercayaan tinggi dari investor global. Pasca merger, kekuatan sinergi antara basis pengguna Gojek yang loyal dan jaringan pelapak Tokopedia yang luas menciptakan efisiensi operasional dan peluang monetisasi yang signifikan. Dengan fokus pada inovasi teknologi lokal yang relevan, GoTo memposisikan diri sebagai pemimpin pasar yang tidak hanya memiliki infrastruktur logistik yang kuat, tetapi juga pemahaman mendalam terhadap karakter konsumen di Asia Tenggara.
Lowongan Kerja PT GoTo Gojek Tokopedia Tbk
Lending Risk Analyst Acceleration Program
This program is built to fast-track early-career Lending Risk Analyst through exposure in real business impact and mentorship from local and global experts.
GoTo Financial is seeking ambitious talents to join our Lending Risk Analyst Acceleration Program. This is not just a job, it is a structured rotational program designed to build the next generation of risk leaders in the digital finance space—offering a faster track to career progression for high-potential individuals.
As a trainee, you will embark on a hands-on on-the-job learning journey, rotating through specialized functions within our Lending Risk division. You will gain deep expertise in identifying, assessing, and mitigating the most critical risks in our financial ecosystems. By working alongside industry experts, you will learn how to balance innovation with prudence while accelerating your professional growth in one of Southeast Asia’s fastest-growing fintech environments.
Your work will help reshaping the future of thelending industry. If you’re excited about the challenge, this role is for you!”
What You Will Do
- Risk Analytics & Insights: Leverage large datasets to extract actionable insights, identify emerging risk trends, monitor portfolio performance, and support the development of data-driven risk strategies across credit and fraud domains.
- Rotational Exposure: Participate in structured rotations across different functions within Credit Risk and Fraud Risk to understand the end-to-end risk management lifecycle.
- Risk Monitoring: Support the team in daily risk monitoring activities, including tracking key risk indicators (KRIs) and generating regular risk reports for stakeholders.
- Policy & Process Improvement: Collaborate with team leads to review and enhance risk policies, standard operating procedures, and internal controls to ensure they remain robust and scalable.
- Cross-Functional Collaboration: Work closely with STLs, Finance, Product, and Engineering teams to ensure risk considerations are integrated into new product launches and features.
- Project Support: Contribute to special projects and initiatives aimed at modernizing the risk management framework, including the exploration of new tools or methodologies.
What You Will Need:
- Educational Background: Fresh graduate or recent graduate (graduated within the last 2 years) with a Bachelor’s or Master’s degree from a reputable university.
- Field of Study: Strong academic track record in Statistics, Mathematics, Engineering, Computer Science, Economics, Finance, or other related quantitative fields.
- Data Proficiency: Analytical skills with hands-on experience in data analysis tools (e.g., Excel, SQL, Python, or R) is highly preferred.
- Problem-Solving Mindset: Logical thinking and structured problem-solving skills with a passion for data analysis and tackling complex challenges.
- Adaptability: Eagerness to learn quickly and adapt to new challenges in a fast-paced, ever-changing fintech landscape.
- Communication: Excellent verbal and written communication skills in English; ability to articulate complex ideas clearly to both technical and non-technical stakeholders. Ability to work collaboratively with cross-functional teams.
- Attitude: Highly motivated, detail-oriented, and possessing a strong sense of integrity and ownership.
